LIVE VIRTUAL EVENT
Southern California
Home Loans
LIVE Class
The step-by-step blueprint to buying a home in Southern California's competitive market - without overpaying or making costly mistakes.
Tuesday, May 12th @ 7:00 PM
Online
What You'll Learn
Everything You Need to Become a Homeowner
In just 60 minutes, you'll have a complete roadmap to buying your first home with confidence.
Benefits of being a homeowner
Home ownership in Southern California builds lasting financial security through stable, predictable payments, growing equity, tax advantages and the ability to generate rental income.
Understanding Down Payments
Whether you're a first-time buyer, a veteran, or a seasoned investor, your down payment could be anywhere from zero dollars to 30% — and choosing the right loan type could be the difference between buying now or waiting years.
Types of loans
From government-backed loans that open the door for first-time buyers with low credit, to conventional loans for strong-credit borrowers, VA loans that let veterans buy with zero down, and Non-QM loans designed for the self-employed and investors — there's a loan program out there for nearly every financial situation
Loan Programs for everyone
To qualify for a home loan, lenders will look at four key factors — your credit score, your income and employment history, your debt-to-income ratio, and your assets — but the good news is there's a loan program designed to work with almost every financial profile.
The 1st step to generational wealth
When you own a home, every mortgage payment builds equity, every year of appreciation grows your net worth, and every property you pass down to your children gives your family a financial head start that renters simply cannot provide.
Build Your Dream Team
Know exactly who you need on your side – from agents to lawyers to inspectors – and how to choose the best.
Meet Your Host
Learn From a Trusted Mortgage Expert
Steffan Lugo with EMortgage Capital
Mortgage Loan Originator, NMLS# 1690323
With over 10 years of experience in the real estate market, Steffan Lugo with EMortgage Capital has helped hundreds of home buyers navigate the complex journey to homeownership.
As a licensed Realtor, Mortgage Broker and certified financial educator, they brings a unique combination of market expertise and financial literacy that has helped over hundreds students make informed buying decisions.
Success Stories
Join Hundreds of Happy Homeowners
★★★★★
"This class gave me the confidence to finally make an offer. I closed on my first house 3 months later!"
Sarah M.
★★★★★
"I had no idea about the different down payment programs. This information alone saved me over $8,000!"
Michael T.
★★★★★
"Incredible class. Practical, actionable advice and real strategies that work in today's market."
Jessica L.
Register Now
Your Journey to Homeownership Starts Here
This isn't just another class. It's a comprehensive masterclass designed specifically for Southern California home buyers who are serious about making their dream of homeownership a reality.
Free - no cost to you
60-minute LIVE interactive session
Q&A with real estate experts
Exclusive buyer's checklist (FREE)
Reserve Your FREE Seat
Join dozens of future homeowners who've already registered
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